Bring ACFCU with you wherever you go! With Online and Mobile Banking, access to your accounts is always at your fingertips.
We’ve made it even easier and more secure to shop in-store, dine out, or visit your favorite entertainment venue. Say goodbye to scrambling for your wallet at the checkout line. Just add your ACFCU Visa® credit or debit card to your mobile wallet and you can make quick payments without cash or the cards themselves.
How To Add Your Card To Your Mobile Wallet:
Why Should I Use My Mobile Wallet?
Using a mobile wallet streamlines your payment processes, adds an extra layer of security, and provides much more convenience. You don’t need to wait for your plastic card to come in the mail to add it to your mobile wallet. Don’t use a mobile wallet? No problem! You can easily view your card details whenever you want—your card number, expiration date, and CVV code are all in Online and Mobile Banking. If you do use a mobile wallet, you can easily load your card into your wallet without the hassle of manual entry. When you use your credit or debit card to make a purchase, the mobile wallet applies a random identification number to your purchase instead of providing your credit card information. This makes it harder for scammers to access your personal and financial information.
Have the power to access your current or previous statements whenever and wherever you want. We make it simple with electronic statements.
How To Enroll In Electronic Statements:
Your credit score and more! Anytime. Anywhere. Staying on top of your credit has never been easier. Now you can access your credit score, full credit report, credit monitoring, and more in the Mobile App and Online Banking. All without impacting your credit score.
How To Get Started:
With online banking, you can view transactions, balances and checks, manage credit and debit cards, update your contact information, and more.
Whether you need a quick balance check before you buy lunch for the whole office, don’t want to get off the couch to deposit Grandma’s birthday check, ran out for a quick latte but forgot your wallet, or need to find an ATM ASAP, we’re the wingman you need, in the smartphone that goes where you go. There’s a reason the ACFCU mobile app* is rated 4.8 on iTunes®: See why.1
Online and Mobile Banking Bill Pay take the worry out of paying your monthly bills with customized automatic payments made directly from your ACFCU checking account.2
Skip the trip to your local ACFCU branch and deposit checks using our Mobile Banking app3 on your smartphone or tablet—just open up the Mobile Deposit widget and follow the instructions
Leave your wallet at home and enjoy secure, contactless buying experiences when you use ACFCU’s Mobile Wallet to pay with Apple Pay®, Google PayTM, or Samsung® Pay. Learn how to access and use your Mobile Wallet now.3
Transfer up to $10,000 a day between Arlington and/or external accounts with just a routing number, account type, and account number with these easy steps.
Access statements, notices and tax documentation all in one place. Never search for an ACFCU document again.
Whether you overestimated your account balance or swiped your debit card before you reviewed the total, we offer coverage to protect your account.
Courtesy Pay covers the following types of transactions:5
Our $30 grace allowance means no fees for debit card transactions if your overdrawn balance is less than $30.6
Opt in and opt out in real time using our Courtesy Pay Widget at any time and as often as you’d like.
How to opt in and opt out of Courtesy Pay:
*Data and carrier rates may apply.
1Cash back is calculated based on the total dollar amount of qualifying debit card transactions. Account will not be dividend bearing. 1% cash back on first $1,000 in transactions. Maximum cash back is $10. For minimum requirements to be met, actions must be performed and must clear/post to the account during the qualification period. Transactions may take one or more banking days from the date the transaction was made to post and settle against your account. Swipe & Sign, PIN, and Debit Bill Pay transactions must have cleared account by the end of the month. Standard fees will apply such as an account that has been inactive for longer than 12 months. No overdraft fees for debit card transactions that overdraw by less than $30. This only applies to debit card transactions. ACH transactions do not have the $30 grace before a fee is charged. Overdraft fees must be repaid within 45 days. A $30 fee is charged for each occurrence. Courtesy Pay will not be paid if Courtesy Pay is disabled and the transaction is declined. In those cases, an NSF fee will be charged. Courtesy Pay covers the following types of transactions: checks, ACH, and other transactions made using a checking account, automatic bill payments, recurring transactions set up using your debit card, ATM transactions, everyday debit card transactions, and Point of Sale (POS) transactions. ATM transactions, everyday debit card transactions, and Point of Sale (POS) transactions require separate opt-in.
2In the event that you do not have enough money in your account, you will be charged an insufficient funds fee per check.
3Mobile Deposits are subject to verification and up to $200 is available for immediate withdrawal. Your accounts must be in good standing; cannot have an account in bad standing, a negative ChexSystems record or have any delinquent loans for more than 30 days. Read the Electronic Funds Transfer Agreement & Disclosure (Reg E) for details including funds availability, deposit limits, proper disposal of checks, and full terms and conditions.
4ACFCU is not responsible for merchant codes that do not allow for us to capture the information needed to award double points.
5ATM transactions, Everyday debit card transactions, and Point of Sale (POS) transactions require separate opt-in.
6 Overdraft fees must be repaid within 45 days. A $30 fee is charged for each occurrence. This only applies to debit card transactions. ACH transactions do not have the $30 grace before a fee is charged.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. ©2019 Google LLC. All rights reserved. Google Pay is a trademark of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. See the full list of stores that accept Samsung Pay at www.Samsung.com/pay. Data charges may apply.
For your protection, we use the latest encryption standards and, therefore, support the latest two versions of the following browsers and operations systems: Google Chrome, Firefox, Microsoft Edge, Safari, iOS. We support Android v5.0 and above and provide limited support for Internet Explorer v11. While we do monitor fraudulent or suspicious activity and may proactively contact you about this activity, we will never call and ask for confidential information, such as your entire account number or PIN. Contact us: 703.526.0200 x4 if you have provided confidential information.
Federally insured by NCUA. Membership eligibility requirements apply.